Resources

IRPF withholding is a tax advance, not a cost: 15% as standard, 7% for your first 3 years, 0% abroad. Learn which rate you must show on invoices.

Spain's VAT (IVA) runs at 21%, 10% or 4%, plus 0% on olive oil in 2025. Learn which rate fits your activity and what a wrong one costs you.

Non-resident owners owe the modelo 210 even without renting: 19% for EU residents, 24% outside, on 1.1% or 2% of the cadastral value. See the real cost.

SES Hospedajes gives you 24 hours from check-in to declare each traveller, even for one week a year. Fines start at €600. Here are the steps.

The student checklist for Spain: type D visa two months ahead, then the NIE, the padrón, a bank account and a transport pass at 20 to 40 euros a month.

Tax residence and social residence in Spain are independent: one follows the 183 day rule, the other your activity. The four combinations, explained.

Spanish social security, decoded: the RETA cuota runs from 230 to 590 euros a month over 12 tramos, with Tarifa Plana at 80 euros in your first year.

Taxes for a Sociedad Limitada in Spain: 23% corporate tax, 15% over the first two profitable years, plus IVA, IRPF and the director's monthly cuota.

Residency in Spain is not one status but three, and the order matters: the NIE first, then the EU certificate within 90 days or the TIE, then the padrón.